Scotiabank GIC Rates - Updated August 2025

Compare Scotiabank Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

💰 Current Scotiabank GIC Rates

Product Rate Term Min Deposit Action
Scotiabank 3 Years GIC
 3.62% 3 years $500 Apply Now
Scotiabank 2 Years GIC
 3.35% 2 years $500 Apply Now
GIC (5-year)
 2.85% 5-year $1,000 Apply Now
Scotiabank 5 Years GIC
 2.85% 5 years $500 Apply Now
Scotiabank 4 Years GIC
 2.75% 4 years $500 Apply Now

About Scotiabank

Scotiabank is a leading financial institution with strong international presence and competitive rates.

Bank Details

Key Features

  • International presence
  • Investment services
  • Competitive rates
  • Mobile banking

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

📊 How Scotiabank Compares to Other Banks

Tangerine

4.25%

Tangerine GIC

View Details

CIBC

4.00%

CIBC GIC

View Details

Saven Financial

4.00%

GIC (4-year)

View Details

Saven Financial

4.00%

Saven Financial 4 Years GIC

View Details

MCAN Wealth

3.95%

GIC (5-year)

View Details

MCAN Wealth

3.95%

MCAN Wealth 5 Years GIC

View Details

❓ Frequently Asked Questions

What is the current Scotiabank GIC rate?

Current Scotiabank Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Scotiabank GIC?

The minimum deposit for Scotiabank Guaranteed Investment Certificate is $500.

Is Scotiabank CDIC insured?

Yes, Scotiabank is a CDIC member institution.

How does Scotiabank GIC compare to other banks?

Use our comparison tool to see how Scotiabank Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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