Privacy Policy

🔒 Privacy-First Approach

YieldHacker is designed to be privacy-friendly. We don't require logins, don't track your financial information, and don't share your data with third parties.

Last updated: January 31, 2025

What Information We Collect

Free Users

  • Basic analytics data (page views, device type, general location)
  • No personal information is collected
  • No financial data is stored
  • No account creation required

Pro Users

  • Email address (for alerts and support)
  • Payment information (processed by Stripe, not stored by us)
  • Alert preferences (account types, rate thresholds)
  • Usage analytics for improving the service

How We Use Your Information

  • Service Delivery: To provide rate comparison and alert services
  • Communication: To send rate alerts and important service updates (Pro users only)
  • Improvement: To analyze usage patterns and improve our service
  • Support: To provide customer support when requested

What We DON'T Collect

  • Bank account numbers or financial credentials
  • Social Insurance Numbers (SIN)
  • Detailed financial portfolios or balances
  • Personal identification documents
  • Credit scores or financial history
  • Phone numbers (unless voluntarily provided for support)

Data Sharing and Third Parties

We do not sell, rent, or share your personal information with third parties except in the following limited circumstances:

  • Payment Processing: Stripe processes payments securely (we never see your credit card details)
  • Email Delivery: We use a trusted email service provider to send alerts
  • Analytics: We use privacy-focused analytics to understand site usage
  • Legal Requirements: Only if required by Canadian law

Data Security

  • All data is encrypted in transit and at rest
  • We use industry-standard security practices
  • Regular security audits and updates
  • Minimal data collection principle
  • Secure hosting infrastructure in Canada

Your Rights

Under Canadian privacy laws, you have the right to:

  • Access: Request a copy of your personal information
  • Correction: Request corrections to your information
  • Deletion: Request deletion of your personal information
  • Portability: Request your data in a portable format
  • Opt-out: Unsubscribe from emails at any time

Cookies and Tracking

We use minimal cookies and tracking:

  • Essential Cookies: Required for the site to function properly
  • Analytics Cookies: To understand how users interact with our site
  • No Advertising Cookies: We don't use cookies for advertising or cross-site tracking

You can disable cookies in your browser settings, though some features may not work properly.

Data Retention

  • Free Users: Anonymous analytics data retained for 2 years
  • Pro Users: Account data retained while subscription is active + 1 year
  • Support Emails: Retained for 3 years for service improvement
  • Payment Records: Retained for 7 years as required by Canadian tax law

Children's Privacy

YieldHacker is not intended for use by children under 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time. We will notify users of any material changes by:

  • Posting a notice on our website
  • Sending an email to Pro users (if applicable)
  • Updating the "Last updated" date at the top of this policy

Contact Us

If you have any questions about this privacy policy or how we handle your data, please contact us:

Email: support@yieldhacker.ca
Response Time: Within 48 hours
Mailing Address: Available upon request

This privacy policy complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws in Canada.