Scotiabank HISA Rates - Updated August 2025

Compare Scotiabank High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

💰 Current Scotiabank HISA Rates

Product Rate Term Min Deposit Action
Scotiabank MomentumPLUS Savings Account
Promo Rate
5.00% Ongoing $0 Apply Now

About Scotiabank

Scotiabank is a leading financial institution with strong international presence and competitive rates.

Bank Details

Key Features

  • International presence
  • Investment services
  • Competitive rates
  • Mobile banking

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

📊 How Scotiabank Compares to Other Banks

Scotiabank

5.00%

Scotiabank MomentumPLUS Savings Account

View Details

CIBC

4.90%

CIBC eAdvantage® Savings Account

View Details

Royal Bank

4.70%

Royal Bank High-Interest eSavings

View Details

BMO

4.70%

BMO Savings Amplifier Account

View Details

RBC

4.70%

RBC High Interest eSavings

View Details

Tangerine Bank

4.50%

HISA Account

View Details

❓ Frequently Asked Questions

What is the current Scotiabank HISA rate?

Current Scotiabank High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Scotiabank HISA?

The minimum deposit for Scotiabank High Interest Savings Account is $0.

Is Scotiabank CDIC insured?

Yes, Scotiabank is a CDIC member institution.

How does Scotiabank HISA compare to other banks?

Use our comparison tool to see how Scotiabank High Interest Savings Account rates and features compare to other Canadian banks.

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