Scotiabank High Interest Savings - Best HISA Rates February 2026

Compare Scotiabank High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

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💰 Current Scotiabank HISA Rates

Product Rate Term Min Deposit Action
Scotiabank MomentumPLUS Savings Account
Promo Rate 		5.00% Ongoing $0 Apply Now
HISA Account
Promo Rate 		4.90% Ongoing $0 Apply Now

About Scotiabank

Scotiabank is a leading financial institution with strong international presence and competitive rates.

Bank Details

Key Features

  • International presence
  • Investment services
  • Competitive rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current Scotiabank HISA rate?

Current Scotiabank High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Scotiabank HISA?

The minimum deposit for Scotiabank High Interest Savings Account is $0.

Is Scotiabank CDIC insured?

Yes, Scotiabank is a CDIC member institution.

How does Scotiabank HISA compare to other banks?

Use our comparison tool to see how Scotiabank High Interest Savings Account rates and features compare to other Canadian banks.

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