Compare all banking rates from Scotiabank. Find the best TFSA, HISA, and GIC rates with competitive terms and CDIC protection.
| Product | Rate | Term | Min Deposit | Action |
|---|---|---|---|---|
|
SAVINGS Account
Promo Rate
|
5.00% | Ongoing | $0 | Apply Now |
|
Scotiabank MomentumPLUS Savings Account
Promo Rate
|
5.00% | Ongoing | $0 | Apply Now |
|
HISA Account
Promo Rate
|
4.90% | Ongoing | $0 | Apply Now |
|
Scotiabank 3 Years GIC
|
3.62% | 3 years | $500 | Apply Now |
|
Scotiabank 2 Years GIC
|
3.35% | 2 years | $500 | Apply Now |
Scotiabank positions itself strategically across Canadian savings products
Scotiabank offers competitive HISA rates
Solid choice with other banking benefits beyond just rates
Scotiabank offers competitive GIC rates
Solid choice with other banking benefits beyond just rates
Moderate rate environment in 2025 emphasizes the importance of choosing the right products and institutions
Year-end period often features competitive rate offerings as banks position for the new year
Based on current trends and economic indicators, savers should focus on securing competitive rates while maintaining flexibility for potential market changes in 2026.
Starting career, building emergency fund, saving for first home
Peak earning years, saving for children's education and retirement
Maximizing retirement savings, reducing risk, preserving capital
As a CDIC member, Scotiabank provides government-backed deposit insurance up to $100,000 per depositor, ensuring your savings are protected.
Start with Scotiabank's Scotiabank 3 Years GIC at 3.62%
This is Scotiabank's most competitive offering and can be opened online in minutes.
Lock in Scotiabank's current rates before potential market changes
Interest rate environment in 2025 may shift - secure competitive rates now.
Scotiabank is a leading financial institution with strong international presence and competitive rates.
Scotiabank offers a variety of products including TFSAs, High Interest Savings Accounts (HISAs), and GICs with competitive rates.
Yes, Scotiabank is a CDIC member institution, providing deposit protection up to $100,000 per depositor.
Use our comparison tools to see how Scotiabank rates stack up against other Canadian banks across all product types.
Scotiabank's minimum deposits vary by product type. Check individual product pages for specific requirements.
You can open an account with Scotiabank by visiting their website, calling their customer service, or visiting a branch location.