Tangerine GIC Rates - Updated August 2025

Compare Tangerine Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

💰 Current Tangerine GIC Rates

Product Rate Term Min Deposit Action
Tangerine GIC
 4.25% 1 Year $500 Apply Now
GIC (5-year)
 3.55% 5-year $1,000 Apply Now
Tangerine Bank 5 Years GIC
 3.55% 5 years $1,000 Apply Now
Tangerine Bank 4 Years GIC
 3.50% 4 years $1,000 Apply Now
Tangerine Bank 3 Years GIC
 3.45% 3 years $1,000 Apply Now

About Tangerine

Tangerine is a digital bank offering simple, fair, and flexible banking with no fees on everyday banking.

Bank Details

Key Features

  • No monthly fees
  • Free Interac e-Transfers
  • Mobile banking
  • Cashback credit cards

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

📊 How Tangerine Compares to Other Banks

Tangerine

4.25%

Tangerine GIC

View Details

CIBC

4.00%

CIBC GIC

View Details

Saven Financial

4.00%

GIC (4-year)

View Details

Saven Financial

4.00%

Saven Financial 4 Years GIC

View Details

MCAN Wealth

3.95%

GIC (5-year)

View Details

MCAN Wealth

3.95%

MCAN Wealth 5 Years GIC

View Details

❓ Frequently Asked Questions

What is the current Tangerine GIC rate?

Current Tangerine Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Tangerine GIC?

The minimum deposit for Tangerine Guaranteed Investment Certificate is $500.

Is Tangerine CDIC insured?

Yes, Tangerine is a CDIC member institution.

How does Tangerine GIC compare to other banks?

Use our comparison tool to see how Tangerine Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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