Tangerine GIC Rates - Best Guaranteed Returns February 2026

Compare Tangerine Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

💰 Current Tangerine GIC Rates

Product Rate Term Min Deposit Action
Tangerine GIC
4.25% 1 Year $500 Apply Now
Tangerine Bank 5 Years GIC
3.55% 5 years $1,000 Apply Now
Tangerine Bank 4 Years GIC
3.50% 4 years $1,000 Apply Now
Tangerine Bank 3 Years GIC
3.45% 3 years $1,000 Apply Now
Tangerine Bank 2 Years GIC
3.40% 2 years $1,000 Apply Now

About Tangerine

Tangerine is a digital bank offering simple, fair, and flexible banking with no fees on everyday banking.

Bank Details

Key Features

  • No monthly fees
  • Free Interac e-Transfers
  • Mobile banking
  • Cashback credit cards
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current Tangerine GIC rate?

Current Tangerine Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Tangerine GIC?

The minimum deposit for Tangerine Guaranteed Investment Certificate is $500.

Is Tangerine CDIC insured?

Yes, Tangerine is a CDIC member institution.

How does Tangerine GIC compare to other banks?

Use our comparison tool to see how Tangerine Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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