Compare all banking rates from Tangerine. Find the best TFSA, HISA, and GIC rates with competitive terms and CDIC protection.
| Product | Rate | Term | Min Deposit | Action |
|---|---|---|---|---|
|
HISA Account
Promo Rate
|
4.50% | Ongoing | $0 | Apply Now |
|
SAVINGS Account
|
4.50% | Ongoing | $0 | Apply Now |
|
HISA Account
Promo Rate
|
4.50% | Ongoing | $0 | Apply Now |
|
Tangerine Savings Account
Promo Rate
|
4.50% | Ongoing | $0 | Apply Now |
|
Tangerine Tax-Free Savings Account
Promo Rate
|
4.50% | Ongoing | $0 | Apply Now |
Tangerine positions itself strategically across Canadian savings products
Tangerine offers TFSA rates 1.60% above market average
Excellent choice for TFSA savers seeking premium returns
Tangerine offers HISA rates 1.89% above market average
Excellent choice for HISA savers seeking premium returns
Tangerine GIC rates are 0.15% above market average
Competitive option for GIC with above-market returns
Current rate environment in 2026 favors savers with attractive returns across product categories
Q1 typically sees banks adjusting rates following year-end policy changes
Based on current trends and economic indicators, savers should focus on securing competitive rates while maintaining flexibility for potential market changes in 2027.
Starting career, building emergency fund, saving for first home
Peak earning years, saving for children's education and retirement
Maximizing retirement savings, reducing risk, preserving capital
Tangerine consistently offers above-market rates, making it an excellent choice for rate-conscious savers in 2026.
With offerings across TFSA, HISA, and GIC products, Tangerine provides comprehensive savings solutions under one roof.
As a CDIC member, Tangerine provides government-backed deposit insurance up to $100,000 per depositor, ensuring your savings are protected.
Tangerine's digital-first approach typically translates to lower overhead costs and higher savings rates for customers.
Start with Tangerine's Tangerine Savings Account at 4.50%
This is Tangerine's most competitive offering and can be opened online in minutes.
Use Tangerine's TFSA for tax-free growth, HISA for emergency funds
Maximize tax efficiency while maintaining liquidity for unexpected expenses.
Lock in Tangerine's current rates before potential market changes
Interest rate environment in 2026 may shift - secure competitive rates now.
Tangerine is a digital bank offering simple, fair, and flexible banking with no fees on everyday banking.
Tangerine offers a variety of products including TFSAs, High Interest Savings Accounts (HISAs), and GICs with competitive rates.
Yes, Tangerine is a CDIC member institution, providing deposit protection up to $100,000 per depositor.
Use our comparison tools to see how Tangerine rates stack up against other Canadian banks across all product types.
Tangerine's minimum deposits vary by product type. Check individual product pages for specific requirements.
You can open an account with Tangerine by visiting their website, calling their customer service, or visiting a branch location.