EQ Bank GIC Rates - Best Guaranteed Returns February 2026

Compare EQ Bank Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

💰 Current EQ Bank GIC Rates

Product Rate Term Min Deposit Action
EQ Bank 4 Years GIC
 3.75% 4 years $100 Apply Now
EQ Bank 3 Years GIC
 3.70% 3 years $100 Apply Now
EQ Bank 2 Years GIC
 3.55% 2 years $100 Apply Now
EQ Bank 1 Year GIC
 3.40% 1 year $100 Apply Now

About EQ Bank

EQ Bank is a leading digital bank in Canada, known for competitive savings rates and innovative banking solutions.

Bank Details

Key Features

  • No monthly fees
  • Unlimited transactions
  • Mobile banking
  • 24/7 customer service
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current EQ Bank GIC rate?

Current EQ Bank Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for EQ Bank GIC?

The minimum deposit for EQ Bank Guaranteed Investment Certificate is $100.

Is EQ Bank CDIC insured?

Yes, EQ Bank is a CDIC member institution.

How does EQ Bank GIC compare to other banks?

Use our comparison tool to see how EQ Bank Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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