TD Bank GIC Rates - Best Guaranteed Returns February 2026

Compare TD Bank Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

💰 Current TD Bank GIC Rates

Product Rate Term Min Deposit Action
TD Bank 5 Years GIC
 3.00% 5 years $1,000 Apply Now
TD Bank 2 Years GIC
 2.85% 2 years $1,000 Apply Now
TD Bank GICs
 2.80% Ongoing $0 Apply Now
TD Bank 1 Year GIC
 2.80% 1 year $1,000 Apply Now
TD Bank 4 Years GIC
 2.70% 4 years $1,000 Apply Now

About TD Bank

TD Bank is one of Canada's Big Six banks, known for excellent customer service and extensive branch network.

Bank Details

  • Established: 1855
  • Headquarters: Toronto, Ontario
  • CDIC Member: Yes
  • Website: https://www.td.com

Key Features

  • Extended hours
  • Large branch network
  • Investment services
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current TD Bank GIC rate?

Current TD Bank Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for TD Bank GIC?

The minimum deposit for TD Bank Guaranteed Investment Certificate is $500.

Is TD Bank CDIC insured?

Yes, TD Bank is a CDIC member institution.

How does TD Bank GIC compare to other banks?

Use our comparison tool to see how TD Bank Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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