TD Bank High Interest Savings - Best HISA Rates February 2026

Compare TD Bank High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

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About TD Bank

TD Bank is one of Canada's Big Six banks, known for excellent customer service and extensive branch network.

Bank Details

  • Established: 1855
  • Headquarters: Toronto, Ontario
  • CDIC Member: Yes
  • Website: https://www.td.com

Key Features

  • Extended hours
  • Large branch network
  • Investment services
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current TD Bank HISA rate?

Current TD Bank High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for TD Bank HISA?

The minimum deposit for TD Bank High Interest Savings Account is $0.

Is TD Bank CDIC insured?

Yes, TD Bank is a CDIC member institution.

How does TD Bank HISA compare to other banks?

Use our comparison tool to see how TD Bank High Interest Savings Account rates and features compare to other Canadian banks.

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