HSBC Canada GIC Rates - Updated September 2025

Compare HSBC Canada Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

About HSBC Canada

HSBC Canada offers international banking services with competitive rates for Canadian customers.

Bank Details

  • Established: 1981
  • Headquarters: Vancouver, British Columbia
  • CDIC Member: Yes
  • Website: https://www.hsbc.ca

Key Features

  • Global presence
  • International services
  • Competitive rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current HSBC Canada GIC rate?

Current HSBC Canada Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for HSBC Canada GIC?

The minimum deposit for HSBC Canada Guaranteed Investment Certificate is $1,000.

Is HSBC Canada CDIC insured?

Yes, HSBC Canada is a CDIC member institution.

How does HSBC Canada GIC compare to other banks?

Use our comparison tool to see how HSBC Canada Guaranteed Investment Certificate rates and features compare to other Canadian banks.

🔗 Related Rate Comparisons

HSBC Canada TFSA Rates

Bank Product

HSBC Canada HISA Rates

Bank Product

EQ Bank GIC Rates

Bank Product

HSBC Canada vs EQ Bank GIC Comparison

Comparison

Tangerine GIC Rates

Bank Product

HSBC Canada vs Tangerine GIC Comparison

Comparison