HSBC Canada HISA Rates - Updated September 2025

Compare HSBC Canada High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All HISA Rates

About HSBC Canada

HSBC Canada offers international banking services with competitive rates for Canadian customers.

Bank Details

  • Established: 1981
  • Headquarters: Vancouver, British Columbia
  • CDIC Member: Yes
  • Website: https://www.hsbc.ca

Key Features

  • Global presence
  • International services
  • Competitive rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current HSBC Canada HISA rate?

Current HSBC Canada High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for HSBC Canada HISA?

The minimum deposit for HSBC Canada High Interest Savings Account is $0.

Is HSBC Canada CDIC insured?

Yes, HSBC Canada is a CDIC member institution.

How does HSBC Canada HISA compare to other banks?

Use our comparison tool to see how HSBC Canada High Interest Savings Account rates and features compare to other Canadian banks.

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