Compare all banking rates from Simplii Financial. Find the best TFSA, HISA, and GIC rates with competitive terms and CDIC protection.
| Product | Rate | Term | Min Deposit | Action |
|---|---|---|---|---|
|
HISA Account
Promo Rate
|
4.25% | Ongoing | $0 | Apply Now |
|
SAVINGS Account
|
4.25% | Ongoing | $0 | Apply Now |
|
Simplii Financial 5 Years GIC
|
3.65% | 5 years | $100 | Apply Now |
|
Simplii Financial 4 Years GIC
|
3.55% | 4 years | $100 | Apply Now |
|
High Interest Savings Account
|
3.30% | Ongoing | $0 | Apply Now |
Simplii Financial positions itself strategically across Canadian savings products
Simplii Financial offers HISA rates 1.64% above market average
Excellent choice for HISA savers seeking premium returns
Simplii Financial GIC rates are 0.04% above market average
Competitive option for GIC with above-market returns
Moderate rate environment in 2026 emphasizes the importance of choosing the right products and institutions
Q1 typically sees banks adjusting rates following year-end policy changes
Based on current trends and economic indicators, savers should focus on securing competitive rates while maintaining flexibility for potential market changes in 2027.
Starting career, building emergency fund, saving for first home
Peak earning years, saving for children's education and retirement
Maximizing retirement savings, reducing risk, preserving capital
Simplii Financial consistently offers above-market rates, making it an excellent choice for rate-conscious savers in 2026.
As a CDIC member, Simplii Financial provides government-backed deposit insurance up to $100,000 per depositor, ensuring your savings are protected.
Simplii Financial's digital-first approach typically translates to lower overhead costs and higher savings rates for customers.
Start with Simplii Financial's Simplii Financial High Interest Savings Account at 4.25%
This is Simplii Financial's most competitive offering and can be opened online in minutes.
Lock in Simplii Financial's current rates before potential market changes
Interest rate environment in 2026 may shift - secure competitive rates now.
Simplii Financial is CIBC's digital banking platform offering no-fee banking with competitive rates.
Simplii Financial offers a variety of products including TFSAs, High Interest Savings Accounts (HISAs), and GICs with competitive rates.
Yes, Simplii Financial is a CDIC member institution, providing deposit protection up to $100,000 per depositor.
Use our comparison tools to see how Simplii Financial rates stack up against other Canadian banks across all product types.
Simplii Financial's minimum deposits vary by product type. Check individual product pages for specific requirements.
You can open an account with Simplii Financial by visiting their website, calling their customer service, or visiting a branch location.