Simplii Financial HISA Rates - Updated August 2025

Compare Simplii Financial High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

💰 Current Simplii Financial HISA Rates

Product Rate Term Min Deposit Action
Simplii Financial High Interest Savings Account
Promo Rate
4.25% Ongoing $0 Apply Now

About Simplii Financial

Simplii Financial is CIBC's digital banking platform offering no-fee banking with competitive rates.

Bank Details

Key Features

  • No monthly fees
  • Free CIBC ATM access
  • Mobile banking
  • No minimum balance

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

📊 How Simplii Financial Compares to Other Banks

Scotiabank

5.00%

Scotiabank MomentumPLUS Savings Account

View Details

CIBC

4.90%

CIBC eAdvantage® Savings Account

View Details

Royal Bank

4.70%

Royal Bank High-Interest eSavings

View Details

BMO

4.70%

BMO Savings Amplifier Account

View Details

RBC

4.70%

RBC High Interest eSavings

View Details

Tangerine Bank

4.50%

HISA Account

View Details

❓ Frequently Asked Questions

What is the current Simplii Financial HISA rate?

Current Simplii Financial High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Simplii Financial HISA?

The minimum deposit for Simplii Financial High Interest Savings Account is $0.

Is Simplii Financial CDIC insured?

Yes, Simplii Financial is a CDIC member institution.

How does Simplii Financial HISA compare to other banks?

Use our comparison tool to see how Simplii Financial High Interest Savings Account rates and features compare to other Canadian banks.

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