National Bank GIC Rates - Updated October 2025

Compare National Bank Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All GIC Rates

💰 Current National Bank GIC Rates

Product Rate Term Min Deposit Action
National Bank GICs
 2.80% Ongoing $0 Apply Now

About National Bank

National Bank is a major Quebec-based bank with competitive rates and strong regional presence.

Bank Details

  • Established: 1859
  • Headquarters: Montreal, Quebec
  • CDIC Member: Yes
  • Website: https://www.nbc.ca

Key Features

  • Quebec expertise
  • Competitive rates
  • Regional focus
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current National Bank GIC rate?

Current National Bank Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for National Bank GIC?

The minimum deposit for National Bank Guaranteed Investment Certificate is $500.

Is National Bank CDIC insured?

Yes, National Bank is a CDIC member institution.

How does National Bank GIC compare to other banks?

Use our comparison tool to see how National Bank Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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