Laurentian Bank GIC Rates - Updated October 2025

Compare Laurentian Bank Guaranteed Investment Certificate rates and features. Find the best deal for your savings with CDIC-insured protection.

About Laurentian Bank

Laurentian Bank is a Quebec-based bank offering competitive rates and personalized service.

Bank Details

Key Features

  • Quebec expertise
  • Personalized service
  • Competitive rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: GIC
product.full_name: Guaranteed Investment Certificate
product.tax_treatment: Interest income is taxable (unless in registered account)
product.liquidity: Low - locked in for term
product.risk_level: No risk (CDIC insured)
product.best_for: ['Conservative investors', 'Guaranteed returns', 'Capital preservation', 'Known timeline']

About Guaranteed Investment Certificate

A secure investment that guarantees to preserve capital while earning a fixed rate of return.

Tax Treatment: Interest income is taxable (unless in registered account)
Liquidity: Low - locked in for term
Risk Level: No risk (CDIC insured)

Best For:

  • Conservative investors
  • Guaranteed returns
  • Capital preservation
  • Known timeline

❓ Frequently Asked Questions

What is the current Laurentian Bank GIC rate?

Current Laurentian Bank Guaranteed Investment Certificate rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for Laurentian Bank GIC?

The minimum deposit for Laurentian Bank Guaranteed Investment Certificate is $500.

Is Laurentian Bank CDIC insured?

Yes, Laurentian Bank is a CDIC member institution.

How does Laurentian Bank GIC compare to other banks?

Use our comparison tool to see how Laurentian Bank Guaranteed Investment Certificate rates and features compare to other Canadian banks.

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