BMO TFSA Rates - Updated October 2025

Compare BMO Tax-Free Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All TFSA Rates

About BMO

BMO is Canada's oldest bank, known for stability and comprehensive financial services.

Bank Details

  • Established: 1817
  • Headquarters: Montreal, Quebec
  • CDIC Member: Yes
  • Website: https://www.bmo.com

Key Features

  • Oldest Canadian bank
  • Investment services
  • Stable rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: TFSA
product.full_name: Tax-Free Savings Account
product.tax_treatment: Tax-free growth and withdrawals
product.liquidity: High - withdraw anytime
product.risk_level: Varies by investment choice
product.best_for: ['Emergency funds', 'Short to medium-term goals', 'Tax-free growth', 'Flexible savings']

About Tax-Free Savings Account

A registered account that allows Canadians to earn tax-free investment income.

Tax Treatment: Tax-free growth and withdrawals
Liquidity: High - withdraw anytime
Risk Level: Varies by investment choice

Best For:

  • Emergency funds
  • Short to medium-term goals
  • Tax-free growth
  • Flexible savings

❓ Frequently Asked Questions

What is the current BMO TFSA rate?

Current BMO Tax-Free Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for BMO TFSA?

The minimum deposit for BMO Tax-Free Savings Account is $0.

Is BMO CDIC insured?

Yes, BMO is a CDIC member institution.

How does BMO TFSA compare to other banks?

Use our comparison tool to see how BMO Tax-Free Savings Account rates and features compare to other Canadian banks.

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