BMO HISA Rates - Updated October 2025

Compare BMO High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All HISA Rates

About BMO

BMO is Canada's oldest bank, known for stability and comprehensive financial services.

Bank Details

  • Established: 1817
  • Headquarters: Montreal, Quebec
  • CDIC Member: Yes
  • Website: https://www.bmo.com

Key Features

  • Oldest Canadian bank
  • Investment services
  • Stable rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current BMO HISA rate?

Current BMO High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for BMO HISA?

The minimum deposit for BMO High Interest Savings Account is $0.

Is BMO CDIC insured?

Yes, BMO is a CDIC member institution.

How does BMO HISA compare to other banks?

Use our comparison tool to see how BMO High Interest Savings Account rates and features compare to other Canadian banks.

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