RBC High Interest Savings - Best HISA Rates February 2026

Compare RBC High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

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💰 Current RBC HISA Rates

Product Rate Term Min Deposit Action
HISA Account
Promo Rate 		4.70% Ongoing $0 Apply Now
RBC High Interest eSavings
Promo Rate 		4.70% Ongoing $0 Apply Now

About RBC

RBC is Canada's largest bank by market capitalization, offering comprehensive banking services.

Bank Details

Key Features

  • Large ATM network
  • Full-service branches
  • Investment services
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current RBC HISA rate?

Current RBC High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for RBC HISA?

The minimum deposit for RBC High Interest Savings Account is $0.

Is RBC CDIC insured?

Yes, RBC is a CDIC member institution.

How does RBC HISA compare to other banks?

Use our comparison tool to see how RBC High Interest Savings Account rates and features compare to other Canadian banks.

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