RBC HISA Rates - Updated August 2025

Compare RBC High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

💰 Current RBC HISA Rates

Product Rate Term Min Deposit Action
RBC High Interest eSavings
Promo Rate
4.70% Ongoing $0 Apply Now

About RBC

RBC is Canada's largest bank by market capitalization, offering comprehensive banking services.

Bank Details

Key Features

  • Large ATM network
  • Full-service branches
  • Investment services
  • Mobile banking

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

📊 How RBC Compares to Other Banks

Scotiabank

5.00%

Scotiabank MomentumPLUS Savings Account

View Details

CIBC

4.90%

CIBC eAdvantage® Savings Account

View Details

Royal Bank

4.70%

Royal Bank High-Interest eSavings

View Details

BMO

4.70%

BMO Savings Amplifier Account

View Details

RBC

4.70%

RBC High Interest eSavings

View Details

Tangerine Bank

4.50%

HISA Account

View Details

❓ Frequently Asked Questions

What is the current RBC HISA rate?

Current RBC High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for RBC HISA?

The minimum deposit for RBC High Interest Savings Account is $0.

Is RBC CDIC insured?

Yes, RBC is a CDIC member institution.

How does RBC HISA compare to other banks?

Use our comparison tool to see how RBC High Interest Savings Account rates and features compare to other Canadian banks.

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