CIBC HISA Rates - Updated October 2025

Compare CIBC High Interest Savings Account rates and features. Find the best deal for your savings with CDIC-insured protection.

Compare All HISA Rates

💰 Current CIBC HISA Rates

Product Rate Term Min Deposit Action
HISA Account
Promo Rate 		4.90% Ongoing $0 Apply Now

About CIBC

CIBC is one of Canada's Big Six banks, offering comprehensive banking services and competitive rates.

Bank Details

Key Features

  • Large branch network
  • Investment services
  • Competitive rates
  • Mobile banking
PRODUCT DEBUG INFO:
page_type: bank_product
product exists: YES
product.name: HISA
product.full_name: High Interest Savings Account
product.tax_treatment: Interest income is taxable
product.liquidity: Very high - instant access
product.risk_level: No risk (CDIC insured)
product.best_for: ['Emergency funds', 'Short-term savings', 'Risk-free returns', 'Liquidity needs']

About High Interest Savings Account

A savings account offering higher interest rates than traditional savings accounts.

Tax Treatment: Interest income is taxable
Liquidity: Very high - instant access
Risk Level: No risk (CDIC insured)

Best For:

  • Emergency funds
  • Short-term savings
  • Risk-free returns
  • Liquidity needs

❓ Frequently Asked Questions

What is the current CIBC HISA rate?

Current CIBC High Interest Savings Account rates vary based on term and balance. Use our comparison tool for the most up-to-date rates.

What is the minimum deposit for CIBC HISA?

The minimum deposit for CIBC High Interest Savings Account is $0.

Is CIBC CDIC insured?

Yes, CIBC is a CDIC member institution.

How does CIBC HISA compare to other banks?

Use our comparison tool to see how CIBC High Interest Savings Account rates and features compare to other Canadian banks.

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