Best Bank Rates in Canada - October 2025

Find the highest bank rates in Canada across all product categories. Compare GICs, TFSAs, and high-interest savings accounts from all major financial institutions.

4.25%
Best GIC Rate
4.5%
Best TFSA Rate
5.0%
Best HISA Rate
$100K
CDIC Insured

🏆 Best GIC Rates

Guaranteed Investment Certificates

Tangerine
Various terms
4.25%
APY
Saven Financial
Various terms
4.0%
APY
MCAN Wealth
Various terms
3.95%
APY
WealthONE
Various terms
3.85%
APY
Home Trust
Various terms
3.8%
APY

💰 Best TFSA Rates

Tax-Free Savings Accounts

Tangerine
Tax-free earnings
4.5%
APY
Meridian Credit Union
Tax-free earnings
3.65%
APY
Simplii Financial
Tax-free earnings
3.3%
APY
WealthONE Bank of Canada
Tax-free earnings
3.1%
APY
Saven Financial
Tax-free earnings
2.9%
APY

⚡ Best HISA Rates

High Interest Savings Accounts

Scotiabank
Unlimited transactions
5.0%
APY
CIBC eAdvantage Savings Account
Unlimited transactions
4.9%
APY
Scotiabank Momentum PLUS Savings Account
Unlimited transactions
4.9%
APY
Bank of Nova Scotia
Unlimited transactions
4.9%
APY
RBC High-Interest eSavings Account
Unlimited transactions
4.7%
APY

Popular Rate Comparisons

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Comprehensive Comparison

We track rates from all major Canadian banks, credit unions, and financial institutions in real-time.

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CDIC Protected

All featured rates are from CDIC member institutions, protecting your deposits up to $100,000.

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Always Updated

Our rate data is updated daily to ensure you always have access to the most current information.

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